Privacy & Cookie Policy – Avance Crédit

Last updated: [20250918]

1. Who We Are

Avance Crédit is a private pilot project offering small, short-term student loans by invitation only. This site (www.avancecredit.ca) is operated and funded solely by the founders.

We are committed to protecting your privacy, keeping your information secure, and being transparent about how we use data.

2. Personal Information

We collect and process limited personal information, such as:

• Information you provide if you contact us by email (name, email address, and your message).
• Repayment details if you are a participant in the pilot program.

We do not sell or share personal data with third parties.

3. Cookies & Tracking

Our website uses cookies to function properly and to understand how visitors use the site.

Types of cookies used

• Necessary cookies – Required for the website to work (e.g., security settings).
• Analytics cookies (Google Analytics 4) – Help us understand how visitors use the site (pages viewed, clicks). This data is anonymized and never used for advertising.

What we do not use

• No advertising or marketing cookies.
• No sharing of cookie data with outside companies.

Managing cookies

You can accept or reject cookies using the banner at the bottom of the site, or adjust your browser settings at any time.

4. Your Rights

Depending on your location, you may have the right to:

• Request access to the information we hold about you.
• Ask us to correct or delete your information.
• Withdraw your consent to cookie use.
• To exercise these rights, please contact us at info@avancecredit.ca

.

5. Data Security

We take reasonable measures to keep your information safe. Our website uses HTTPS encryption (SSL), and access to data is restricted to project administrators only.

6. Contact Us

For questions about this Privacy & Cookie Policy, please contact:

• General inquiries: info@avancecredit.ca
• Repayments & records: admin@avancecredit.ca
• Student support: support@avancecredit.ca